American Express

The American Express^® Platinum Card

Annual Fee
INR 66,000 plus applicable taxes
Highlights
                                            Get stay vouchers12 up to INR 60,000, choose between Taj Hotels, Postcard Hotels & Resorts and Luxe Gift Card
Travel and Lifestyle Concierge
'By Invitation Only' Events 
Exclusive savings and benefits with the Airline Partner Programme
A new uniquely crafted Metal Card that promises to stand out in every sense
Earn 3X* Membership Rewards Points when you spend Overseas

                                        

The American Express^® Gold Card

First year fee:
Rs. 1,000 plus applicable taxes
Second year onwards:
Rs. 4,500 plus applicable taxes
Highlights
                                            Welcome Gift11 of 4,000 Bonus Membership Rewards® Points
Earn 1,000 Bonus Membership Rewards Points when you complete 6 transactions each worth Rs. 1,000 or more every month.
Redeem Points from the fabulous 18 and 24 Karat Gold Collection13

                                                    Enjoy greater Flexibility in spending with 'no pre-set-limit’14
                                                
Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal
Points Calculator16

                                        

Disclaimer: There is a turnaround time of minimum 14 days to process the application form after complete documents are received.

View footnotes

Eligible spends do not include cash advances, express cash transactions, drafts made from the Account, balance transfers and fees. Statement Credit will be given within 10 working days of completion of eligible spends.
For example, for a spend of Rs. 50 on an eligible merchant the Cardmember will get 10 Membership Rewards Points (if merchant is under 10X category) and 5 Membership Rewards Points (if merchant is under 5X category). Under 10X category, 10X Membership Rewards Points will be capped at 500 Points per month per Card Account jointly for Flipkart and Amazon and 10X Membership Rewards Points will be capped at 500 Points per month per Card Account for Uber. Under 5X category, 5X Membership Rewards Points will be capped at 250 Points per month per Card Account for all the merchants put together. Please note that eligible merchant partners may change from time to time. To view the complete list of merchant partners, please visit www.amex.co/seccrewards. 10X category means Cardmember earns 9 Membership Rewards Points on every Rs. 50 spent at participating merchant(s) over and above the regular Membership Rewards Points earn rate applicable on the Card Account. For example, an eligible spend of Rs. 250 will get the Cardmember 5 regular Membership Rewards Points and 45 additional Membership Rewards Points. 5X category means Cardmember earns 4 Membership Rewards Points on every Rs. 50 spent at participating merchant(s) over and above the regular Membership Rewards Points earn rate applicable on the Card Account. For example, an eligible spend of Rs. 250 will get the Cardmember 5 regular Membership Rewards Points and 20 additional Membership Rewards Points.
Eligible spends do not include cash advances, express cash transactions, drafts made from the account, balance transfers and fees.
Welcome Gift for American Express® Platinum Travel Credit Card is available only in the 1st year on payment of the annual fee and on spending INR 15,000 within 90 days of Card membership.
For Flipkart voucher Terms and Conditions, Click here
For Travel booking Terms and Conditions, Click here
4,000 Bonus Membership Rewards Points, to be awarded as Welcome Gift is available only in the 1st year on payment of the annual fee and on spending INR 15,000 within 90 days of cardmembership.
Welcome Gift for American Express® Platinum ReserveSM Credit Card is available only in the 1st year on payment of the annual fee and on spending INR 30,000 within 90 days of cardmembership.
For SmartEarn Credit Card Amazon voucher benefit Terms and Conditions, Click here
Effective September 1, 2023, access to domestic “The Centurion® American Express Lounges” in Delhi and Mumbai on American Express Platinum Reserve Credit Card is being discontinued.
Welcome Gift is available only in the 1st year on payment of the annual fee and on spending INR 10,000 within 90 days of cardmembership. With effect from 20th October 2014, you will no longer earn Membership Rewards Points on your American Express Gold Card for all your spending on Insurance With effect from 1st July 2021, you will earn 1 Membership Rewards Points on every INR 50 on Utility (electricity, water and gas bills) payments capped to 10,000 Membership Rewards in a calendar month on your American Express Gold Card. Utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations, public housing societies and apartment associations. You will also earn 1 Membership Rewards on every INR 50 on Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs) which is capped to 5,000 MR points in a calendar month on your American Express Gold Card. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Telecommunications includes providers of landline phones, mobile phones, internet services, cable, and other pay TV services, and calling cards. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs).
You will receive the welcome gift within 6-8 weeks of payment of annual fee and upon spending INR 50,000 in first 2 months of Cardmembership on basic card.
24,000 Points / 24 Karat Gold Collection:
- • Taj Voucher worth ₹14,000
  • Tanishq Voucher worth ₹10,000
  • Flipkart Voucher worth ₹9,000
  • Amazon Voucher worth ₹9,000
  • Shoppers Stop Voucher worth ₹11,000
  • Vistara Voucher worth ₹11,000
- 18,000 Points / 18 Karat Gold Collection
- • Taj Voucher worth ₹9,000
  • Amazon Voucher worth ₹7,000
  • Flipkart Voucher worth ₹7,000
  • Shoppers Stop Voucher worth ₹8,000
  • Myntra Voucher worth ₹8,000
This means that your charges are approved basis your spending pattern, financials, credit record and account history. Please note that ‘no pre-set limit’ does not mean your spending is unlimited.
Ask and it’s done by Platinum Concierge
- – Assistance with locating or sourcing goods/services at home or abroad
  – Assistance with personal arrangements while at home or abroad
  – Organising events on personal occasions
  – Dining reservations
  – Golf bookings
  – Gift and flower delivery
  – Movie and theatre ticket bookings
  – Reservations for 'By Invitation Only' events
  And much more

Points Calculator	Points Accumulated
Bonus Points on using your Card 6 times a month^*	12,000 Points
First Year Card Renewal^{^^}	5,000 Points
Total	17,000 Points
Points earned on regular spending	7,000 Points
Total	24,000 Points

* You will earn 1,000 Bonus Membership Rewards Points when you complete 6 transactions worth ₹1,000 or more in month on your American Express Gold Card.

*** Eligible spends do not include cash advances, express cash transaction, draft made from the account, balance transfer, fees and is net of any returns.

# Points earned on eligible purchase of ₹3,50,000 where you earn 1 Membership Rewards Point on every ₹50 spent. You do not earn any Membership Rewards Points for your spending on insurance and cash transactions. Fuel include petrol, diesel, CNG from Oil Marketing Companies(OMCs). Other utility services include providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, State, municipal organizations; public housing societies and apartment associations.

^^ These Points will be credited to your Account after 90 days post the Card renewal month. Applicable on payment of renewal fee.## This is effective 1st November, 2019

** The value mentioned is generic & indicative based on the average usage by the existing Platinum Cardmembers

The Cardmember must meet the below criteria to be eligible for the Renewal benefit:
- • Net Spends of INR 20 Lakhs must be made within Cardmember’s Cardmembership year (preceding 12 months from the date of issuance or renewal). The cumulative net spends of Primary and Supplementary Cardmembers will be considered and must be INR 20 Lakhs or more.
  • The Cardmember must pay the applicable renewal fee to be eligible for the benefit
  • The Cardmember should be an active Cardmember of American Express Platinum Card and of good standing to avail the benefit.

The American Express® Platinum Card

Highlights

The American Express® Gold Card

Highlights

The American Express^® Platinum Card

The American Express^® Gold Card