- Eligibilty Criteria
- Product Highlights
2 easy steps to apply for the Card

American Express SmartEarnTM Credit Card
Product Highlights
- Get rewarded for your spends with 10X1 and 5X1 Membership Rewards® Points at select merchant2 partners
- Get cashback of Rs.500 as a Welcome Gift on spending Rs.10,0003 in the first 90 days of Cardmembership, enough to set off your first year card fee
- Get a renewal fee waiver4 on eligible spends of Rs.40,000 and above in the previous year of the Cardmembership
Annual Fee
American Express SmartEarnTM Credit Card

American Express SmartEarnTM Credit Card
Eligibility Criteria
- Income Criteria: I am Employed and have a Personal Annual Income of INR 4.5 lakhs and above or Self Employed with a Personal Annual Income of INR 6 lakhs and above.
- You must hold a Credit Card of any other bank.
- We currently issue Cards in:
- Ahmedabad
- Bengaluru
- Bhopal
- Bhubaneswar
- Chandigarh
- Chennai
- Cochin
- Coimbatore
- Delhi/NCR
- Ernakulum
- Hyderabad
- Indore
- Jaipur
- Kolkata
- Mumbai
- Pune
- Surat
- Vadodara
- Vijayawada
- Vizag