The American Express® Gold Card

The higher you go, the better it gets
Let the joy keep growing with the gold collection of rewards

  • Welcome Gift
  • Get
    Bonus Membership Rewards Points

Apply now to get an Instant decision within 60 seconds


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Resident Address 1 ( H. No., Floor No... etc)

Resident Address 2 ( Street , Near by... etc)

Resident Address 3 ( Street , Near by... etc)

  By submitting this eligibility application, I provide my consent
  1. I hereby give an explicit consent to AEBC for collecting/downloading and verifying my details with/form CKYCR registry basis information/details provided. In the case the details provided does not match with CKYCR registry, I shall provide the revised correct information/details with AEBC.
  2. To verify the information in the Eligibility form with credit bureaus including Credit Information Companies (CIC) as authorised by Reserve Bank of India. I am aware that the request may impact my credit score.
  3. To be contacted on the email and mobile number shared by me, even if I am registered with the National Customer Preference Register (NCPR) and opted out of receiving all promotional calls and messages. I understand that my personal and sensitive information shall be used and shared by AEBC in accordance with its Privacy Policy as updated on the website. For details of Privacy Principles please log on to

Disclaimer: There is a turnaround time of minimum 14 days to process the application form after complete documents are received.

Terms & Conditions

Recommended Income Criteria: More than Rs.6 lacs per annum


  • Welcome Gift of 4,000 Bonus Membership Rewards® Points, applicable in the first year, on payment of annual fee and on spending INR 10,000 within first 90 days of Cardmembership.
  • 5,000 Bonus Membership Points on first year Card renewal
  • 1,000 Bonus Membership Rewards® Points on making 6 transactions above INR 1,000 with the American Express Gold Card in a month translating to up to 12,000 Bonus Membership Rewards® Points
  • 2 complimentary Supplementary Gold Cards at no additional cost


Charge Card

  • Flexibility in spending with no predefined credit limit
  • Paid in full every month
  • Gold Collection - 18 Karat & 24 Karat collections of rewards

Good For

First Year Joining Fee Rs.1,000 plus applicable taxes

Second Year onwards Anuual Fee Rs.4,500 plus applicable taxes


  • With effect from 20th October 2014, you will no longer earn Membership Rewards® Points for your spending on fuel, insurance and utility* (electricity, water and gas bills) payments.
  • There is a turnaround time of minimum 14 days to process the application form after complete documents are received.

*Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations, public housing societies and apartment associations.

Rewards from Gold


Bonus Points

  • On using the Card once a week
    Get a whopping 1,000 points*, every month. Added up, that's upto 12,000 Points every year.
  • On your First anniversary with us
    Renew your Card at the end of the first year and get 5,000 Bonus Membership Rewards® Points.
  • On Standing Instructions
    Enrol for this facility and get 1,000 Bonus Points for your first payment through Bill Desk

Points don't expire
The Points you earn on the American Express Membership Rewards® Programme are yours forever.

Offers & Privileges


Intelligence from Gold

  • Intelligence from Gold
    With built-in intelligence, your Gold Card gives you flexibility by analysing your spending patterns and automatically adjusting your spending limit.

Delights from Gold

  • Enjoy up to 20% off every time you dine at select restaurant partners.

Gold Services

  • 24X7 Card Related Assistance
  • Dispute Resolution
  • Zero lost Card liability
  • Emergency Card Replacement
  • 2 Complimentary Supplementary Gold Cards